Office Insurance

Whether you are an accountant, doctor or solicitor, Office insurance provides excellent cover and benefits for your business in one complete package.

Policies can provide the following covers:

Buildings

Includes the office and residential accommodation and any outbuildings used in connection with the business or for domestic purposes, walls, gates and fences, landlord’s fixtures and fittings and underground pipes and cables for which you are responsible.

This cover also includes:

• Loss of rent
• Property Owners Liability
• Fire Brigade Charges

Covers can automatically include:

• Trace and Access in respect of Water/Oil Leakage
• Damage by Emergency Service Vehicles
• Landscaping Damage
• Replacement of Locks
• Safety Health and Welfare at Work Act 1989

Contents

Includes loss or damage to Office Contents and Trade Samples.

This cover also includes:

• Loss of rent
• Malicious Attack
• Employers Liability
• Public Liability
• Tenant's Liability
• Loss or damage to Money including:
• Money & Crossed cheques

Business Interruption

This covers you against loss of income and/or extra expenses incurred as a result of interruption or interference to your Business caused by damage to Buildings or Contents.

Book Debts

You are insured against accidental loss or damage to your account books or other business books or records which prevents you from tracing or collecting money debited or invoiced by you to customers.

Fidelity

This section covers you against loss of money and/or contents as a result of fraud or dishonesty of an employee.

Personal Accident

This section covers you and your employees against accidental bodily injury.